If your policy covers natural disasters, then you’ll likely be able to file a claim for roof repairs after a rain or wind storm. The adjuster will work closely with you to determine what types of benefits you are entitled to receive. Bear in mind that they take into account the age of the roofing when making their decision. If your existing roof shingles are old and damaged already, for example, then they may have been more susceptible to damage. That will impact the final claim amount.